Credit Analyst, Corporate Office

  • 1st Source Bank
  • South Bend, IN, USA
  • Oct 03, 2021

Job Description

About Us 1st Source Bank is the largest locally controlled financial institution headquartered in the northern Indiana-southwestern Michigan area. 1st Source operates banking centers in 17 counties, 23 1st Source Bank Specialty Finance Group locations nationwide, eight Trust and Wealth Management locations and ten 1st Source Insurance offices. We deliver a comprehensive range of banking services along with highly personalized attention to our clients, individuals, businesses and communities. Our mission is to help our clients achieve security, build wealth and realize their dreams. We are seeking professionals who are ambitious, friendly, and outgoing and looking to work within a company that demonstrates honesty, integrity and respect to all employees. We are committed to creating a diverse team whose strengths improve our ability to serve our customers. We offer pay commensurate with experience and a competitive benefit package. Veterans, Disabled and alumni of AmeriCorp and Peace Corp are encouraged to apply. POSITION SUMMARY: Responsible for assisting the sales staff through the evaluation, analysis, and management of loan transactions of current and prospective customers including periodic account reviews. ESSENTIAL REQUIREMENTS: Obtains and analyzes credit information through investigation and conducts financial analyses utilizing financial statement software. Reviews loan transactions for current and prospective clients. Prepares transactions for approval, both written and verbally. Assists senior credit analyst with regional/division work flow. Maintains credit records and performs periodic review of current customers. Responsible for the completion of all compliance training related to the position. Must understand all applicable laws and regulations that apply to the position and comply with the requirements. Performs all other duties as assigned. EXPERIENCE/SKILLS: One (1) to three (3) years experience preferred. Accounting or finance background preferred. Good PC skills-proficiency in Microsoft Word and Excel essential. Understanding of consumer lending involving credit reports or credit bureau analysis. Problem solving skills with attention to detail. Strong quantitative and analytical skills. Self-motivated; ability to work independently. Good written and verbal communication skills. High degree of attention to detail. EDUCATION: Bachelors Degree required. TRAVEL REQUIREMENTS: Ability to travel as needed for meetings, projects, seminars, etc. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions. While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds. EQUIPMENT: MS Office PC, fax, phone and standard office equipment. Equal Opportunity Employer - Minority/Female/Disability/Veteran