Senior BSA/AML Analyst

  • Centier Bank
  • Merrillville, IN, USA
  • Nov 10, 2019

Job Description

Centier Bank is home to a unique tradition of service. At Centier, we have a passion for service to each other and to our communities. We are currently accepting applications from individuals interested in a career with Centier. We're looking for business professionals who are seeking career enhancement, longevity, and have an affinity for world-class service. Department hours are Monday-Friday: 8:00-5:00. Supervisory Responsibilities : None at this time Summary: The Senior BSA/AML Analyst is part of the Financial Intelligence Unit. BSA/AML Analysts are responsible for conducting anti-money laundering investigations and complying with currency transaction reporting requirements. This position requires strong investigative, writing, and analytical skills. This role partners closely with other BSA/AML Analysts, Deposit Operations, Retail Sales and Retail Operations while working independently to drive individual and team results. Essential Duties and Responsibilities: Review and analyze alerts generated by the Bank's electronic monitoring software to make a determination as to whether activity warrants further review. Review and analyze internal AML reports, draw conclusions and make recommendations regarding the need for further investigation. Conduct suspicious activity investigations and determine whether a Suspicious Activity Report is needed. Draft narrative for each case substantiating the decision or recommendation. Manage complex cases, reviews involving matters such as multiple relationship accounts and complex ownership structures. Draft and file Suspicious Activity Reports with FinCEN. Identify and analyze records of outside agencies to facilitate investigations including credit bureau records, police and court records. Review and approve High Risk Customer EDD reviews (Non-SAR, Non-PEP) Assist with preparing for initiatives including- FDIC BSA exam, BSA risk assessment, BSA audit, or BSA system validation, etc. Assist in responding to findings and recommendations from the various initiatives and implementation of BSA Program enhancements, new procedures, etc. Perform other duties as required. Knowledge, Skills and Abilities: Strong knowledge of Bank Secrecy Act, USA Patriot Act, OFAC and Suspicious Activity Reporting requirements and regulations. Excellent researching and analytical skills. Confidence and ability to identify potential issues and solutions and work with management to resolve those issues. Strong time-management skills and ability to prioritize and organize assignments. Excellent verbal and written communication skills. Ability to provide guidance and training to BSA/Standards & Documentation Specialists within Deposit Operations regarding AML, BSA and OFAC-related issues. Ability to interact and respond intelligently to inquiries from Audit and bank regulators. Advanced skills in the use of Microsoft Word, Excel, Outlook and experience with on-line research and web-based tools. Team oriented and able to work independently. Minimum Qualifications: Bachelor's Degree preferred. ACAMS certification preferred (completion will be expected on-the-job). 3+ years of experience on BSA/AML, fraud, loss prevention or corporate security investigative experience or other experience analyzing customer financial activity for unusual behavior. Ability to foster a professional cohesive working relationship with members of the department and the bank. Show respect, professional and positive attitude, and demonstrate the core values of the bank. Internal Pay Level: 8